Below you will find answers to some of the more frequently asked questions we receive. If you do not see your question listed, please send us an email.
How does this service function?
TermVsWholeLifeInsurance.com has a large network of insurance experts across the US. Once you have submitted your information to our system, TermVsWholeLifeInsurance.com will instantly connect you with local insurance agents in your area. Those agents will process free quotes for you and provide those quotes via the information you have submitted. This process will save you time and money because you will be able to compare rates from several insurers without having to contact numerous agents and provide your information more than one time.
Is TermVsWholeLifeInsurance.com an insurance company?
No, we do not sell insurance products directly. We are a free referral service for insurance shoppers. We do not have information on existing insurance policies, claims, etc. If you have a question regarding an previous policy, please communicate with your carrier directly.
I have already submitted my information, how soon can I get a quote?
The agents who receive your request will usually begin running your quotes immediately and will often supply detailed pricing information within minutes. However, some quotes are more complicated and may require a little more time to process. Regardless, you should always get your free quotes in less than 2 days.
What should I do to get a quote?
To obtain a free, no-obligation quote, just go to our homepage, enter your zip code, choose the type of insurance for which you need a quote, then click on the button.
Is TermVsWholeLifeInsurance.com affiliated with any insurance companies?
No, we are not directly partnered with any insurance providers. We deal with hundreds of insurance providers all over the US. Additionally, we are directly partnered with several large insurance agents who directly represent companies nationwide.
Can TermVsWholeLifeInsurance.com provide me with contact information for a specific insurance company?
No, TermVsWholeLifeInsurance.com does not keep phone, fax, address, or email information for any specific insurer.